D.A.P. Associates

Victim Location 21223

Type of a scam Debt Collections

They tried to say I took out a loan from Vandelier Group (which turned into BBM LLC or something like that after being sold) back in 2011 and that the loan amount was $400 and the total now (after being unpaid) was $4,678.19 but they could take it down to $2,678.19 and in order to get rid of it all, I would have to send them $50 today. I said no, that’s not possible, I can’t do it today. They said if not today, then I could make a payment on my pay day of $410.19 to consolidate. I told them it was the holidays and that wasn’t possible, that money was appropriated to something else with Christmas coming up. Then they said well we can make a payment plan and you can pay this month and next month in the amount of $360.19 to end it all. I gave them an old paypal account card number to end the call and said I would put it on there when I got paid. I told her to email me the payment arrangement details and she said she would when we got off the phone. (Hours later and I have yet to receive an email) I then called the FTC to speak with an investigator to ensure it was real or if it was a fraud/scam and they told me it was a scam if they didn’t have paperwork and to say I needed paperwork- a signature of me signing a paper saying I took out a loan, the bank account and number it was deposited into, and the loan name. After saying what the FTC said when I called them back, the fraudulent company said they “didn’t have that information since they were a third party (which makes no sense, you should if you’re in anyway tied to this) but it was pertinent for me to make the payment before they sent out a summons and garnished 40% of my wages if I didn’t call them by 12PM the next day.” I look forward to seeing if they will call at 12 tomorrow. This was a total scare tactic to get my valued information from me and I failed to fall for it. They had all of my information down to my social security number, previous addresses, emails, and family members phone numbers (minus my brothers which they had the wrong number which was the reason I got suspicious about it in the first place since he’s had the same number since 7th grade). DO NOT LET THESE PEOPLE GET YOUR MONEY! They will try and talk over you, make you believe something that you have no recollection of and make you feel like a bad person when in fact, it is them. #StayWoke