ACS Collection Loan Department

Cody –

Victim Location 28312

Type of a scam Debt Collections

My experience began with a phone call at work. I don’t know how they got my number. They would call my phone than call my job. They threatening to have me arrested at work if I didn’t pay and also garnish my wages. I just started crying because my husband lost his job and I was the only source of income. So I really did not and do not need in of my wages taken. I just want the harassment to stop. Can anyone help? Now they are emailing me. I am registered with the Do Not Call List. I am so frustrated. I don’t know what to do. I remember going to a Advance Cash place 19 years ago (Honestly it was 19 years ago). Please help me : (. Here is a copy of the email:

ACS attorney

Aug 20, 2019, 10:38 AM (22 hours ago)

to bcc: me

Final Due Notification

Case File-USA/AG4568975

Invoice No:-895643258

Payment Due:-$630.00

Last date of Lawsuit: AUGUST 20th 2019

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your [bank]/ [credit union] account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On AUGUST 20th 2019 we received a garnishment order from a court to [freeze/remove] funds in your account. The amount of the garnishment order was for $630.00. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Sincerely

Virginia Terry

Sr. Officer

Working Hours: 10.00 A.M to 6.00 P.M CST (Mon-Fri)

10.00 A.M to 1.00 P.M CST (Sat)