Advance America Imposter

Victim Location 78211

Type of a scam Advance Fee Loan

I was looking for a loan & kept getting denied. I received a text message saying that I was approved & for me to either call back or text the word "LOAN." I texted back & received a call back immediately. The guy on the other end already had all my info & I, unfortunately, confirmed all my info (big mistake!). He then said because of my bad credit that he would need to transfer a smaller amount in my acct first then I would need to send it back. He was having trouble sending the amount & (big mistake #2) I gave him my online banking info. In no time, I received $985 in my acct. He then said I needed to go to Wal-Mart, Walgreens, etc…& he’ll walk me thru on how to send the money back. I finally snapped (all late!) & made up excuses like I was in a parent/teacher conference, so I can "confirm" that this was indeed a hoax/scam. The actual Advance America advised me to call my bank & shut down my acct. During this time, the scammer kept calling & texting me over & over again! Just harassing me! I blocked his phone number, changed my online banking info, and I’m in the process of shutting down the acct.

Victim Location 06492

Type of a scam Advance Fee Loan

try to offer me a loan seems to good to be true because they asked for my personal information

Victim Location 29203

Type of a scam Advance Fee Loan

The scammer is offering $3000 loans and asking to reply YES followed by the last four of your social security number.

Victim Location 77520

Type of a scam Advance Fee Loan

His name is Jon Morris and he said I had bad credit so he was going to wire me money to my account BETWEEN 500 nd 700 to make my credit look better then I needed to wire it back to him thru a Gov store Wal-Mart Walgreens or target and then 15 mins later he will send my loan of 5000 dollars to me but he asked for my username and password to my online banking app

Victim Location 28016

Type of a scam Advance Fee Loan

I have been outline for a loan. When I received a email stating that I was a approved. I also started receiving phone calls. I called a company to verify the loan, they don’t even do business in North Carolina. Complete scam

Victim Location 33150

Total money lost $900

Type of a scam Advance Fee Loan

i had been applying for loans and i received an email that stated i had been pre approved for a loan (i’ll attach the email) so i called when i called they told me that in order for me to receive the funds i would first get a deposit in my bank account and i would have to return them the deposit and once i did that i would have my loan released into my account … i followed the instructions given and once i sent over the picture of the ebay gift cards they returned the deposit made and caused my account to go into a negative balance once i found out i called them back and told them it was all a scam and they were like no being that it wasn’t done before 8am the system automatically returned the deposit when i said it’s not fair because i sent the money back they were like don’t worry all funds will be reimbursed by tomorrow morning (9-12-2019) we will deposit about $2,436.00 which will bring your account current and all you have to do is reimburse us $1500 from that and your funds will be releases by 11am that’s when i realized it was a super scam i checked my account now my account was negative over 3k i notified by bank of the scam and they blocked my account …this company still texted me and told me since my account was blocked they can send me $3k via money gram but i told them to stop texting and calling or i would call the police and report them … they told me if this is all a lie you can report us to whoever you like please let us help you but i stopped texting back

so i am left in debt for purchasing and withdrawing the money from my bank ..Very unsatisfying feeling especially in the financial situation i am in

Please note i have every all texts and emails if needed

Victim Location 29483

Total money lost $1,100

Type of a scam Fake Check/Money Order

I applied for a loan with Advance America. I was contacted by a man named Leo Snyder who referred me to Mark William who claims he was the CFO of Advance America, I was offered a loan in the amount of $5,000 with low payments of 187 dollars per month. I paid an application fee and an insurance fee in the amount of $1,000. I was advised I would be reimbursed for the application and insurance fee. Received a bogus Walmart Check and University of Mississippi check.

Victim Location 89509

Type of a scam Advance Fee Loan

I believe scammers are operating as Advance America and using their website to trick loaners into making 3rd party repayments deposited from fraudulent accounts. Received an sms after applying for a loan through an online matching program. Was told via SMS to contact the above # to verify and complete the loan process. I have done loans for emergencies I. The past and this was not weird. However I was asked to supply my bank log in information. Along with my full Debit card details. I was told this was required through FDC to ensure I was not part of identity fraud or terrorist funding? I asked for proof that the company was legit and asked why I would need to supply log in information over the phone if they used ACH verification. I was told it would be input via a 3rd party call to verify pay deposits. Again not a strange step, just a weird way of asking for too much info. I was then told that I would be transferred to a supervisor to help me verify my info and the bank account since I had refused to give log in information. When the supervisor got on the phone he stated that he had researched and since my credit score was below 700 I would need to agree to a micro deposit to test my banks activeness and prove I am not a 3rd party identity thief. He then asked me what my score was? I asked why they would require my bank log in information and why they would approve me for an amount they weren’t willing to loan with out verifying my credit status first. He said that they would give me the original $ but I would have to receive a deposit and then prove I could return it within 48hrs. I asked him to explain the process… he stated that I would receive between $500-600 and would need to repay it back via a transfer to their business account with Western Union, Money gram or Walmart cash. This sounded way to weird and I asked him to explain why a reputable company would require a third party deposit to prove validity of a customer. I told him that sound like money laundering and fraud and I would not agree. He then said that they were taking all the risk and all I had to do was agree to use western union or Walmart cash to wire transfer and if I didn’t pay it back they had all of my info so they could “lock my social security # and bank accounts!!” I was further researching the company during the entire call and found they were not on the BBB, the website info could not be verified by him and he could not answer what the companies general customer service was. He put me on hold and only gave me the # that shows on the advance America website homepage when it’s googled. He also stated they were indeed part of ScamPulse.com but could not give me the exact name to search under. He then changed his story and said I could actually pay with a business voucher through a grocery store wire transfer if I didn’t want to use western union. I explained he was still asking me to return funds to them via a third party wire transfer and read him the FDC warning about fraud. He asked how he could prove he is legitimate and said I shouldn’t be mad since it is their money not line yet?? And when I asked him to verify a fake phone number he put me on hold said he had checked and it was a back up call in line for their customer service. I then asked him to double check that that was actually his companies number and he said yes he was sure. When I told him that wasn’t his number he got very upset and dated me to report his company. I recorded a large portion of the conversation.

Victim Location 74401

Type of a scam Advance Fee Loan

The guy that I spoke with about the loan said the process was for them to put 500 in my account and once I received it be sure to send it back then they would send 5000 to the account. He wanted my online username and password to the account

Victim Location 89014

Type of a scam Advance Fee Loan

This company is pretending to be Advance America. I first received a text that said they had approved loan funds for $5 k. He said his name was Mark Smith. He then called and said he would text a link to use to verify my information. The web link Www.advanceamericaus.com opens a form to fill out that says it is from Advance America. However, it is not! I googled Advance America and got the correct website. If you look closely at the link it ends with us. Www.advanceamericaus.com. . This Mark Smith transferred me to an accounting department to complete the process. They verified my bank info and even bank log in and password. They then said before receiving the full loan amount they would first deposit $800 in my account and then I would send it back to make sure I don’t run away with the money and not pay it back. Well, that immediately rang run!! I told him i would call back after I did some research with the BBB. He said go ahead our name is Advance America. (Of course they are pretending to be Advance America, so he wasn’t worried!) I just wanted let others know about these types of scams. Please be careful and do your research. Luckily I caught it before followed through, and changed my banking log in info before anything happened!

Victim Location 97467

Type of a scam Advance Fee Loan

Applyed for a couple loans online recieved my lagit lian through a search company and 5 days later started recieving automated calls and generic text messages from a man named Charlie Smith at 860 333 9009 ext 135 claiming to be from Advance America with a loan to 3000 approved per text message. So I got online and called advance america and was informed that they do not call or text potential clients ever and that is not one of there employees. Im glad I didn’t answer the phone. Problem now is I am recieving automated calles all day is crazy. Guess I’ll just have to change my number. My account info was placed on file with search companies. I have closed my checking ,opened a new one. They even got emergency contact info. This was only put on a search site that searches for loans. Horrible next time I will just go to my bank for a loan

Victim Location 33127

Type of a scam Advance Fee Loan

I was requesting an online loan through companies that accept all credits. I was contacted by someone claiming to be "Mr. Mike Brown." He stated that I was approved for $5000 and my monthly payments would be $87.50 monthly debited from my account. He also sent an email with of the details of the loan.

Victim Location 29611

Type of a scam Advance Fee Loan

I will say that these scam artists possess Advance America though my email showed that their documents were legit or legal. I downloaded the terms on this document with approval for the loan and the 36 month payment terms. I replied and accept the offer. I call the number the loan offer quote on quote went over the terms and asked me for my income job and bank account online info to access my account password. I got back from them later telling me access account on line ad and I saw the account was locked down.they told me try wells Fargo and they had good standing with them fine I trusted then he deposited a check online to my account 870 successfully, but the artist told me to a Walmart or dollar general to get a gift card and transfer the money into it for 850. Sent a picture of the back of the gift card made me withdraw money from my checking account said a few hours later the 5000 loan would be deposited into my account never did. I went to my credit union to find out what happened. I was told that they used a FedEx check to attempt a deposit Checking account was closed. All I have is a new savings account. I have to pay wells Fargo back 834 because I spent it. My checking account I still opened by them. Thats fine . I texted the artists argued back and forth was not sorry, felt and thought they did no wrong. So I will expose this. I called the actual company from that address but it is a cash advance place the real Advance America. I warned then if the scam artists using their name.

Victim Location 89074

Type of a scam Phishing

This company calls individuals claiming that the individual has been approved for a loan. They have info of your bank account and your address from any search engines you may have used to look for a real lender. After false statements to verify who you are and about your financial institution, they ask for access to your mobile bank account. When you deny them, the person on the phone will cuss you out and ask why you waste their time.

Victim Location 27606

Total money lost $2,750

Type of a scam Advance Fee Loan

I applied for a loan to pay off my debts and travel as well. Advance America offered to loan me. All went well until when they called me and stated that IRS held my loan because I needed to pay taxes on the loan since it was coming from another state. They emailed me a letter from IRS with details to pay $399. They advised me not to use my debit card for security purposes. They directed me to buy Stram cards, scratch off and read the numbers. I did that. They called me again and let me know they submitted the $399 but State Department needed a signature and since they were processing the application, they had someone incharge of that but there was a fee of $350. There was another fee of No Objection Certificate, a fee of the attorney’s signature, a fee of bonified certificate.. and this is when my mind clicked and I realized my account was empty plus my credit card was maxed. I spend $2,750 just like that. They said they were going to refund all the fees since it was unexpected. They also indicated that the money was ready and they were dealing directly with BOA. Each time there was a fee for something. I was looking forward to receiving the money and pay off my debts. All this time it didn’t occur to me this was scam until today when they asked for another fee of $450. I exhausted all my accounts and my bills are due today and not paid. I have nothing left. It sounded so real. I decided to check them out on BBB but couldn’t find them. I had an online chat with a BBB representative and she couldn’t find them either. She gave me some tips and contacts. I reported them to FTC. I’m hear trying to digest and can’t believe it happened to me just when I needed money the most. I’ve no money for my bills. Please be careful out there looking for loans.

Victim Location 94544

Total money lost $900

Type of a scam Fake Check/Money Order

A family member of mine was contacted by a loan rep from advance america in virginia. He offered my cousin a loan of 10,000$ but my cousin did not have a bank account to have the loan transfered. I agreed to have the loan transfered to mine. The scammer asked for my bank account # and routing # and social security # which my cousin assured me it was necessary for the loan information. I ignorantly gave it to the scammer and the scammer deposited a "loan collateral payment" of 993.76$ that we were advised to send back to prove valditiy of the account. My cousin sent back this payment but the scammer askes for it back placed on 2 separate google play gift cards. Before i could stop my cousin from falling for it he had already sent the scammer pictures of the codes on the gift cards. After hours of processing my bank contacted me telling me the scammer had deposited a check as me and made it look like i committed fraud. I was also short the 993$ from my own money because the check that was sent was never real money, so when my cousin sent back the loan collateral payment it was actually my own money he sent them. I had to place a fraud alert on my SSN, close amd reopen a new account, and am now robbed of a large sum of hard earned money. RED FLAG IF SOMEONE ASKS FOR YOUR SOCIAL you should NEVER have to give it to someone. Do not become a victim due to lack of knowledge, and do not agree to such serious inquiries like loans in aid for someone else not family nor even your own spouse.

Victim Location 29565

Type of a scam Advance Fee Loan

This company claims your approve and askes for money and plays a game calling from private cell

Victim Location 23188

Type of a scam Advance Fee Loan

Scam company offered $5000.00 loan to consolidate my credit card. Red flag went off in my head when they asked me to pay fees upfront by buying $500.00 worth of money cards at Walmart and giving them the code on the back. I’m smart enough to know that legitimate credit repair businesses do not operate that way.

Victim Location 21216

Total money lost $479

Type of a scam Advance Fee Loan

The who contacted me name is Nick Adams. I was told due to my credit score that he needed to put money in account. And then I had to send it back via itunes cards

Victim Location 30101

Type of a scam Advance Fee Loan

I received a call from a Chinese or Korean person asking for money up front for

a loan.I decided to call them back just for a response and they pretended to still

be a legitimate company.When I became silent they just left the phone off the

hook.