Regional Account Services Reviews - Regional Account Services Scam or Legit

Here are the complaints & reviews from real customers.

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Andrew –

Victim Location 30097

Type of a scam Debt Collections

This company RAS has been harassing my husband. The number they call from is restricted. They got his info. They asked him to confirm his bday, address, places we’ve lived, last 4 digits of SS, which my husband said yes to. However, they got his name wrong, which my husband pointed out to them. They tried to collect money for unpaid credit from "*** ***."

Since I handle our finances, my husband referred the person to me. I already knew it was a scam, but decided to hear what they had to say. Again, agent mentioned *** ***, I said I’ve never heard of a *** *** and we don’t have any pending credit accounts. I’m definitely sure because we don’t use credit cards often. Agent told me that banks change names all the time.. and tried to phish for bank names from me… well, maybe it was *** ***? *** *** *** *** ***? I kept silent and let the agent try to figure it out. I asked the agent if they could mail me a copy of the unpaid charges. I was told they could not do that and that they already sent prior documents by mail, which were never received and don’t want to do that again. I asked if they could email me a copy of the charges. Agent said that they could not do that because you can only see those when you are already in court! Unbelievable that these people think they can easily scare people! You can’t go to court if you are not even aware of the details of what you are up against! The only thing they e-mailed was a payment offer plan through docusign. They gave almost 50% discount too! Unbelievable!

They called my husband again today, left a voicemail with a case number. Husband was fed up, called them and gave them the case number. Funny, they had some foreign guys name. And the agent had to make three guesses on who was calling since my husband would not give his name. He failed miserably! Beware of this scamming company! I tried to access again today the docusign email they sent to get a screenshot, link has already expired.

Shane –

Victim Location 35976

Total money lost $1,156

Type of a scam Debt Collections

Mike Johnson called my brother from RAS looking for me. I called back and they said they had a subpoena to take me to court for Wachovia bank. (I’ve never banked there) Now I’m in the process of putting my life back together dealing with legal issues, cleaning up my debt, so I assumed maybe Wachovia had taken on some debt somehow. Now I’m a single mother with a 4 month old baby. I also have an Associate Degree. I was scared to go to court. So i was put on a payment plan I have just heard them using the same scam on other people I work with. My daughter and I lost $1000 dollars over the last 4 months because they fed on my fear. 

Cindy –

Victim Location 87528

Type of a scam Debt Collections

Called me to settle a debt with Wells Fargo. They had a reference number for my "case" they also had my last 4# of my SS# and an old bank account# that I had with Wells Fargo from over 10 years ago. They called my old phone number and my phone number and they even called the numbers of some of my relatives. They demanded a payment of over $1200 which was for an overdrafted acct. with Wells fargo. This amount was what they were willing to settle with being that I owed over $4000. He said if I didn’t give them a payment that they were going to take me to court and I was going to be responsible for the full amount due allong with court costs and fees. They were very pushy and aggressive and didn’t give me any info other than I owed them money.

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