Nichols Group

I received voicemail from someone stating that they were a “processor” and had legal documents that they needed to serve me with, I called the # back and the lady stated that she had no info but gave me another phone # to call, I called the second # and it was the Nichols Group stating that I had unpaid debt that had been sold to them from 2007 and that I could pay now or set up a payment plan or would have to go to court and be charged legal fees. Foolishly I paid 200.00$ at that time but questioned the debt. I then started googling the Nichols Group and was only able to find the above comments with situations similar to mine. I also received an electronic file to sign that looked legit. (was contacted by Tony @ 951-366-3372), I called Tony to let him know that I would not be making any additional payments and that I felt like this was a scam, he stated that was fine that people posted negative reports to get out of paying their debt and that they would pursue legal action through my county, I let him know that was fine and that I would handle that way if necessary. I have yet to be able to find anything that has resulted in the identification of actual unpaid debt.

Victim Location 80923

Type of a scam Debt Collections

Individual called my phone number and left a message from a restricted number. They then called my wife and my mother. They stated that there was paperwork regarding a problem with my home property that needed to be received by me and to contact them at the number above or they would submit it to the authorities for further action. I rent from family and do not own property, so it was an immediate red flag. I researched the phone number and saw several scam notices for Nichols Group Collections. Since we ignored the call, there was no direct request for money, but it is assumed by the language that the notice was to pay them or be arrested.

Victim Location 89523

Type of a scam Debt Collections

Voicemails were left with my mother, brother, sister, and me stating my full name and street address. The voicemail said documents were being delivered and to call Nichols Group with any questions by close of business today to prevent adverse action being taken on my behalf. When I called, they said they were representing a collections agency that purchased my debt from Wells Fargo ten years ago for supposedly overdrawing my account. They said I owed $1,576 and their client had mailed me letters regarding settlement terms without response, so I was now being served a court summons for a civil case. I had never received any such letters. They told me if I agreed to the settlement terms today, I could make 7 payments of $225 and avoid being sued and having my wages garnished. They emailed me an electronic document with the settlement terms to digitally sign. I called Wells Fargo and they searched my banking history by my social security number and denied that any such thing had happened, so I did not sign the electronic document. The woman I spoke to from Nichols Group was professional and well-spoken, convincingly using legal jargon in order to persuade me to make a payment today.