My Student Advisors

Philip –

Victim Location 07508

Total money lost $800

Type of a scam Credit Repair/Debt Relief

Hello I am from New Jersey.

I came on here because I don’t know what else to do.

I was contacted by a company called My Student Advisors a couple of years ago.

The representative’s name was Joel Seaver, he advised that if i were to enroll in this program they will help my student debt amount go down and they also offered my low payments. After thinking about it I decided to give this a try. I was a single mother of two and struggling to keep up with the bills. He assured me he worked with the federal government to grant loan forgiveness. about a year later I was contacted by *** *** which is my student loan provider. They stated that it was time for me to re-certify for the income driven repayment plan, i asked the rep that was helping me about my account’s balance since i had been making payments for over a year now.

He was confused and asked me to further explain. After i was done explaining he assured my that they had no affiliation to My Student Advisors and that he has been hearing of alot of complaints about that company.

I then contacted my Student Advisors and was able to get absolutely no where with them.

the same rep from *** *** advised me to look at my credit and make sure a loan had not been taken out on my name.

Sure enough there was a loan opened for about 1,500 to 2,000 dollars.

I was completely shocked. Never was i told that a loan will be opened using my name. I AM TRYING TO GET OUT OF DEBT NOT CREATE MORE!!!!

I spoke with an attorney that will be submitted a complaint and forwarded all the emails and information i could but he states it could be years before any actual movement happens.

I am constantly receiving harrassing phone calls.

The rep has gone as far as making me feel threatened.

I am afraid to answer any unknown numbers and now they are threatening to start a wage garnishment.

Please please if there is anyone out there that can help me.

I can not afford what this company is trying to do to me.

Priscilla –

Victim Location 64746

Total money lost $1,032

Type of a scam Credit Repair/Debt Relief

I got it contact with www.mystudentadvisors.com. I was distrustful at first and I was thinking about it but I felt pressured because they said that I needed to act fast because the debt forgiveness program was going to end soon. In the end they made me believe that they had some connection with the Department of Education given the advertisements they use and emails I received. They really seemed very legitimate and therefore would be a great opportunity to get my debt forgiven. They use the terminology ” relief ” and ” forgiveness ” to attract and deceive by promising help in erasing or forgiving student debt. They started by seeing if I really qualified and after a series of questions I got the surprise that in did I was eligible and that I could benefit by reducing my debt to "0". The great detail and error of my part was that the only way to pay for this "Service" was through my bank, they told me that there would be $49 payments for a year to complete the payment and the result would be "0" Debt . To start the process they charged me $ 150. I continued with the idea that they were working on my case. After over a year I realized that my student loans still exist even though they said it would be dismissed in a year.Through some research I found out that Equitable Acceptance had bought my contract that I did not even sign and which they got from student advisors without my signature because at this point I never visited the page where they told me I had to sign. After researching the Internet and calling the Education Dept. I found out that not only my loan was still there and that all they did was fill out some documents to consolidate my loan, so that I wouldn’t have to pay temporarily or pay less, but the interests continues accumulating. The saddest thing is that when this process could be done for free, Student Advisors just keep charging until you get suspicious, which is still an extreme RIP OFF which I have been a victim as many hundreds of others and for which I ask for the support so that Equitable Acceptance stop charges to my bank account immediately and reimburse me back the $1032 because they have scammed me. I hope with my report to help and encourage others to investigate before falling into the hands of unscrupulous companies that take advantage of the despair and vulnerability of people. I am now out of work because of a disability and it gives me a lot of anger to have to pay them when they have cheated me vilely by making me believe that they could help me get my debt forgiven. If it had not been for that promise, it would never have fallen into their hands. A milllion thanks in advance!

Elizabeth –

Victim Location 08540

Total money lost $395

Type of a scam Credit Repair/Debt Relief

Respectable Srs,

For some time I have been receiving a number of unwanted emails and calls from agencies offering help with my educational loan. Given that I have been in financial difficulties and it has been impossible for me to finish paying and after hearing so much about them, I decided to return the call to one of the many who contacted me. That’s how I got it contact with www.mystudentadvisors.com. I was distrustful at first and I was thinking about it but I felt pressured because they said that I needed to act fast before Trump changed the law that Obama had implemented. In the end they made me believe that they had some connection with the Department of Education given the advertisements they use and EMails I received. They really seemed very legitimate and therefore would be a great opportunity to get my debt forgiven. They use the terminology ” relief ” and ” forgiveness ” to attract and deceive by promising help in erasing or forgiving student debt.

They started by seeing if I really qualified and after a series of questions I got the surprise that in did I was eligible and that I could benefit by reducing my debt to "0". The great detail and error of my part was that the only way to pay for this "Service" was through my bank, they told me that there would be $50 payments for a year to complete the payment and the result would be "0" Debt .

To start the process they charged me $ 150. I continued with the idea that they were working on my case. After three months I realized that a debt report appears in my credit to a certain Equitable Acceptance of which I never heard or knew of and who not only damaged my credit but when I called them they were demanding I pay them in full to withdraw the report, that’s how I knew that they had bought my contract that I did not even sign and which they got from student advisors without my signature because at this point I never visited the page where they told me I had to sign.

After researching the Internet and calling the Education Dept. I found out that not only my loan was still there and that all they did was fill out some documents to consolidate my loan, so that I wouldn’t have to pay temporarily or pay less, but the interests continues accumulating. The saddest thing is that when this process could be done for free, Student Advisors are charging almost $ 2000, which is still an extreme RIP OFF which I have been a victim as many hundreds of others and for which I ask for the support so that Equitable Acceptance stop charges to my bank account immediately and reimburse me back the $ 395 because they have scammed me.

I hope with my report to help and encourage others to investigate before falling into the hands of unscrupulous companies that take advantage of the despair and vulnerability of people. I am now out of work and it gives me a lot of indignation to have to pay them when they have cheated me vilely by making me believe that they could help me get my debt forgiven. If it had not been for that promise, it would never have fallen into their hands.

A milllion thanks in advance!