Coast to Coast Agents

Victim Location 11215

Total money lost $239

Type of a scam Healthcare/Medicaid/Medicare

While researching health insurance options after graduating from graduate school, I received a call from someone named Brian. He was very smooth talking, very patient, very convincing. He offered me a couple of health insurance options (and he had some of my information already.) He said he could offer me a health insurance plan with Aetna, which I needed. I have chronic health problems and in order to stay with my main doctor, I needed to stay with Aetna. Brian offered me an insurance plan for less than $200 a month– he called it an "INSURANCE PLAN WITH AETNA." I I took his information and I told him I would think about it and get back to him. I made some other calls, but no one else was offering me anything with Aetna and all the other prices were exorbitant. I decided to go with what I believed to be an Aetna plan, and I called him back. (At no point did he provide his company’s name, which would have allowed me to look them up online. The way he phrased the offer made it sound like he was with Aetna.) While taking my payment information on the phone, he made sure to rush me through the E-signable forms, so that I didn’t look too closely at the fine print. I signed the forms (anxious for health insurance) and sent them back to him.

I was away teaching a workshop for two weeks and when I got back to a letter from COAST TO COAST agents, I knew something wasn’t right. The ID card was printed crookedly, and the forms said all over them: THIS IS NOT HEALTH INSURANCE. There were two red ink forms behind the initial "welcome letter" which you were supposed to "submit" each time you went to the doctor, and Coast to Coast would decide how much of the bill they were going to pay. The "plan" had all kinds of berserk stipulations, obviously none of this was stated when my pal Brian was taking my bank information, including but not limited to– you cannot go to the doctor for the first 30 days of the plan, and you can only go 6 times in the calendar year. It would be comical, if it weren’t so horrific. Again, the worst offense obviously is that they are selling coupon/rebates and calling it "health insurance." But I thought I would write down some of the other insane stipulations they try are trying pass off within this nuanced and multi-layered scam. It became horrifyingly clear that I had been swindled into purchasing some kind of absurd coupon rebate system. Coast to Coast is DOES NOT offer health insurance, although that is what they say they are selling you. I lost $239. While Brian keeps conveniently missing my calls, I have changed my banking information because anyone/any company that has few enough scruples to sell people fake health insurance can’t be trusted with banking information.

I have seen other posts on ScamPulse.com about this company (only after I realized what had happened) and I have seen some of the irate and narcissistic responses from the Coast to Coast company. Rest assured, their paperwork does say "this is not health insurance," but the bottom line is that they are a dishonest company that calls people who they know to be looking for health insurance, which, in this country is an extremely frightening and difficult thing to get right now, and selling them fake health insurance. They are preying on vulnerable people in a disgraceful way. I am now in the position (minus the $239.00 they took from my account) of having to find myself legitimate health insurance so that I am covered.

I hope this account is helpful to anyone in the same position.