ARA and Associates

Victim Location 63376

Type of a scam Credit Cards

This company called me. Knew my date of birth and social security number. Told me they were not a collection agency but this was involving a legal matter in reference to money I owe CitiBank. I told them that I do not have nor have I ever had anything with CITIBank. They told me they had a case number of 5154220-01, I asked is this case number in Missouri, after a pause he said yes. After I said I will have my attorney look into this, he said oh I see this debt was in 1990. I don’t think you were born in 1990, he just read off my birthday I was alive in 1990 but was 7. At the beginning of this phone call he asked if I wanted to satisfy the debt. After I stood up to him he decided he was going to back down, and tell me that he is going to report this as a mistake of identity.

Victim Location 49415

Total money lost $150

Type of a scam Debt Collections

ARA and Associates collection and recovery services. Been receiving harassing calls and family members and at work and asked for only writtwn communication yet contacts are not ceasing. Also, I have been told an old debt owed could follow arrest which isnt true as well as taking my unearned income of social security and I know that isn’t legal and I am not alright with that or the tactics of intimidating people into paying their company and I have offered to send in a cashier’s check if I could to pay back the supposedly owed loan purchased by the third party and that wasn’t enough for them and I don’t feel comfortable with my account number being exposed to them so they are rude and pushy and the information is falsified and not accurately being disclosed and thats not legal use of information and I know that isnt legal because I have consulted with the local legal aid in my county. I then was called from two different collection agencies regarding the same loan and I took this out years ago and I got really sick then and was forced to drop my classes in college and I lost my job and I could not pay for the loan then but I am not going to have 3 different places calling me saying that I owe the company has sold the loan to three companies which also isn’t legal so I don’t care if they are rude and threats to sue me and tell me and the fifth third bank Rep to my mother and my self which was awful considering she basically fed the individual from this supposed company this additional information about the account information pertaining to me which is not right in any way that the bank would divulge the information that may have been helpful for them to absolutely have access to more information and help them to wipe out the account as needed. Since I have my mother as my representative payee on my account and i know that is not legal either and this woman was giving the same fraudulent information to the woman at fifth third bank and I can say that is also illegal because you can’t take unearned income of social security from anyone i consulted with a attorney and you can not arrest nor threaten to do that or falsely represent who you are and the company your working for and she is not actually working for any prosecutor so that is a huge misrepresentation and I have been not only deal with the bank divulging my private privileged information about my account but I have to deal with this company day and night too and she calls from the 1800 number normally but also from a restricted numbers and I know that because the day that I changed the card number she called nearly 4 times and asked me what was wrong with my phone so I waited for her to call me back from the actual number and leave a message to save the information so that I have all the proof needed to back up the claims.